tag:blogger.com,1999:blog-39535480452023881252024-02-11T15:43:50.104-08:00WELCOME Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.comBlogger410125tag:blogger.com,1999:blog-3953548045202388125.post-2511944489095727882023-02-13T01:43:00.001-08:002023-02-13T01:43:18.919-08:00A letter to women by OLIVIA Ezeani <p><span style="font-size: medium;"><b> A letter to women by OLIVIA Ezeani </b></span></p><p><span class="s1" style="-webkit-text-size-adjust: auto; font-family: UICTFontTextStyleBody; font-size: 17px;"><br /></span></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgd4K6rfkukPQE_IqHErRxaFJxto1UNk1QrM3-KwxohMf5gtp0PLj6oJ_HIWFnZPPHyGN-YDUKA6A6pJ-q4l6mPvzjqPk1kE7YgyXw1ZAbZHi6qFF4UNk0OYjbNTtYJvrJVedAdiEukpVraa9tum6Xu3VH4H-gmLI_zBUXDq971KWi7neZOnZ71_61q/s2250/B2458E03-462B-4C17-A4D3-0BDBA66ACCDC.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2250" data-original-width="1410" height="350" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgd4K6rfkukPQE_IqHErRxaFJxto1UNk1QrM3-KwxohMf5gtp0PLj6oJ_HIWFnZPPHyGN-YDUKA6A6pJ-q4l6mPvzjqPk1kE7YgyXw1ZAbZHi6qFF4UNk0OYjbNTtYJvrJVedAdiEukpVraa9tum6Xu3VH4H-gmLI_zBUXDq971KWi7neZOnZ71_61q/w307-h350/B2458E03-462B-4C17-A4D3-0BDBA66ACCDC.jpeg" width="307" /></a></div><br /><span class="s1" style="-webkit-text-size-adjust: auto; font-family: UICTFontTextStyleBody; font-size: 17px;"><br /></span><p></p><p><span class="s1" style="-webkit-text-size-adjust: auto; font-family: UICTFontTextStyleBody; font-size: 17px;">Hello </span><span class="s2" style="-webkit-text-size-adjust: auto; font-size: 17px;">👋</span><span class="s1" style="-webkit-text-size-adjust: auto; font-family: UICTFontTextStyleBody; font-size: 17px;"> </span></p><p class="p1" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: UICTFontTextStyleBody;">I recently wrote an article, titled “A letter to women”</span></p><p class="p2" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px; min-height: 22px;"><span class="s1" style="font-family: UICTFontTextStyleBody;"></span><br /></p><p class="p1" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: UICTFontTextStyleBody;">Here is a sequel to the article</span><span class="s2">👇</span><span class="s1" style="font-family: UICTFontTextStyleBody;">(A letter to women by OLIVIA EZEANI )</span></p><p class="p2" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px; min-height: 22px;"><span class="s1" style="font-family: UICTFontTextStyleBody;"></span><br /></p><p class="p1" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: UICTFontTextStyleBody;">Many ladies </span><span class="s2">👩</span><span class="s1" style="font-family: UICTFontTextStyleBody;"> think they are living their best life right now, but the truth is many of you are settling for less. If you look closely at your life, you will find out that you are living less compared to the greatness that is there inside of you. You can still push yourself to become the woman you want to be</span><span class="s2">❤️</span></p><p class="p2" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px; min-height: 22px;"><span class="s1" style="font-family: UICTFontTextStyleBody;"></span><br /></p><p class="p1" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: UICTFontTextStyleBody;"> <a href="https://www.bitlylinks.com/X2Fm8naLf">https://www.bitlylinks.com/X2Fm8naLf</a></span></p><p class="p2" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px; min-height: 22px;"><span class="s1" style="font-family: UICTFontTextStyleBody;"></span><br /></p><p class="p1" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: UICTFontTextStyleBody;">CLICK ON THE IMAGE TO CONTINUE READING </span><span class="s2">💪</span></p><p class="p2" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px; min-height: 22px;"><span class="s1" style="font-family: UICTFontTextStyleBody;"></span><br /></p><p class="p1" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: UICTFontTextStyleBody;">WRITTEN BY: OLIVIA EZEANI</span></p><p class="p1" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: UICTFontTextStyleBody;"><br /></span></p><p class="p1" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: UICTFontTextStyleBody;"><br /></span></p><p class="p1" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: UICTFontTextStyleBody;"><br /></span></p>Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-80549886143041822602020-07-02T18:08:00.000-07:002020-08-21T05:14:58.349-07:00Do this immediately your phone falls inside water<br />
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Imagine that moment when you are busy with your phone. Is either you are toilet texting or you are not mindful of your surroundings and then your phone falls inside the water.<br />
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Read Also:<br />
<a href="https://gabbywall.blogspot.com/2020/06/you-cant-imagine-how-much-you-will-earn.html?m=1">Make money while staying at home</a><br />
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It really hurts, and it hurts the more when you remember your phone isn't water resistant.<br />
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Some of the phones we use are not water resistant, and our phones can fall inside the water mistakenly. Since it is not water resistant....<a href="https://bit.ly/2VFMJAs">Read More</a><br />
https://bit.ly/2VFMJAs<br />
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<b><a href="https://bit.ly/2VFMJAs">Source</a></b><br />
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<br />Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-92208684256820620512018-12-18T11:43:00.000-08:002018-12-18T11:43:57.994-08:00To a friend-Ezeani Olivia Amaka<div class="separator" style="clear: both; text-align: center;">
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Working on myself though</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgSFwuf6_ATFrlP0J9wk5RBj3x_mfhTTBIaQCY1o3K6L6NBhTkEJWhc91MK53I1gmRbZeCWBy8fUrn85BQLWcD2taU1U7_qnOz4fqhDf39NoLZQ7po7mQXSt4ZTJ_RTeSPKm3tmUJ0uIh8/s1600/out_1544981052974.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="899" data-original-width="720" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgSFwuf6_ATFrlP0J9wk5RBj3x_mfhTTBIaQCY1o3K6L6NBhTkEJWhc91MK53I1gmRbZeCWBy8fUrn85BQLWcD2taU1U7_qnOz4fqhDf39NoLZQ7po7mQXSt4ZTJ_RTeSPKm3tmUJ0uIh8/s320/out_1544981052974.jpg" width="256" /></a></div>
<br />Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-9557171908364080692018-08-22T10:22:00.002-07:002018-08-22T10:22:35.266-07:00Little Girl Kidnapped At A Party In Port-Harcourt, Found 4 Years After (Photo)<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhn8B8fPoSVqr4xqg80lTV56Dru3f2J687-q9HupvWlv7-6B4bD3j0C9bfPbns_2lQF0iAoeyF33-4c2-Jbo96jh4J5yxMF1uUOUAkDwg0RotETmr8FKer07gcnZyHNB6tTExquP4zbkJQ/s1600/Little-Girl-Kidnapped-At-A-Party-In-Port-Harcourt--Found-4-Years-After--Photo-982497274792747236.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="294" data-original-width="500" height="188" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhn8B8fPoSVqr4xqg80lTV56Dru3f2J687-q9HupvWlv7-6B4bD3j0C9bfPbns_2lQF0iAoeyF33-4c2-Jbo96jh4J5yxMF1uUOUAkDwg0RotETmr8FKer07gcnZyHNB6tTExquP4zbkJQ/s320/Little-Girl-Kidnapped-At-A-Party-In-Port-Harcourt--Found-4-Years-After--Photo-982497274792747236.jpg" width="320" /></a></div>
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A young girl identified as Onyinyechi Okpala who was kidnapped in Port-Harcourt on 30th November 2014 when she was 2, has been found after 4 years.<br />
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The little girl had gone for an end of year party which was hosted by “Taribo” her uncle in Port-Harcourt, Rivers state, with her mother. However her distraught mother who searched everywhere for her, went home without her.<br />
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However on 20th August 2018, the kidnapped girl regained her freedom after the Imo State Police Command busted a child trafficking syndicate. A total of eleven (11) stolen children regained their freedom, as the Imo Police officers arrested eight (8) suspects in connection with child stealing and trafficking.<br />
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READ ALSO<br /><a href="https://oliviablogng.blogspot.com/2018/08/can-you-allow-your-child-practice.html">Can you allow your child to practice a religion different from yours</a></h2>
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Some parents of the missing kids have been identified, following the arrests made between 24/07/2018 and 17/08/2018 at Agbor Park in Benin City Edo State and Imo State respectively. A statement from the Imo State Police Command on the kidnapped kids, reads;<br />
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PRESS BRIEFING OF IMO STATE POLICE COMMAND ON 20TH AUGUST, 2018 AT COMMAND HEADQUARTERS OWERRI<br />
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ARREST OF CHILD TRAFFICKING SYNDICATE/RECOVERY OF STOLEN CHILDREN<br />
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SUSPECTS:<br />
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1. IKEWETE LUCYANN ‘F’<br />
2. THERESA ASIEGBU ‘F’ BOTH OF UMUIKPA OZU URUALLA IN IDEATO NORTH L.G.A. IMO STATE<br />
3. CHIOMA EMEKA ‘F’ OF UMUANUMOKE IN OKIGWE L.G.A. IMO STATE<br />
4. HAPPINESS PETER ‘F’ OF IYALA OGOJA IN CROSS RIVER STATE<br />
5. MARTINA NWADIKE ‘F’ OF AGBOR PARK BENIN CITY EDO STATE.<br />
6. MARTHA OJIMBA ‘F OF MGBEE IN ORLU L.G.A. IMO STATE<br />
7. CHIZOBA EZE ‘F’ 36YRS AND<br />
8. AMAKA EZE ‘F’ 57YRS BOTH OF NGWO UDI L.G.A. OF ENUGU STATE<br />
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RECOVERED CHILDREN:<br />
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1. SOMTOCHUKWU OBIDUBA ‘M’ 9YRS AND<br />
2. KOSARACHI OBIDUBA ‘F’ 7YRS BOTH OF SAME PARENTS STOLEN ON 15/08/2018 AT AKOKWA<br />
3. ONYINYECHI OKPALA ‘F’ STOLEN ON 30/11/2014 AT PORT – HARCOURT<br />
4. DIVINE ISAAC ANYAKA ‘F’ STOLEN ON 28/09/2018 AT ST. MICHEAL CATHOLIC CHURCH ONUIMO OKIGWE L.G.A.<br />
5. HABEEB SURNAME YET UNKNOWN ‘M’ 4YRS AND<br />
6. WUNMI SURNAME YET UNKNOWN ‘F’ 2YRS BOTH SUSPECTED TO HAVE BEEN STOLEN FROM SABO AJANGBADI AREA OF LAGOS STATE<br />
7. CHISERE NWADIKE ‘F’ 5YRS<br />
8. GINIKA SURNAME YET UNKNOWN ‘F’<br />
9. NDUBUISI SURNAME YET UNKNOWN ‘M’<br />
10. TWO (2) DAY OLD TWIN BABIES (ONE BOY AND ONE GIRL)<br />
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Operatives of the Imo State Police Command have arrested eight (8) suspects in connection with child stealing and trafficking. The arrests were made between 24/07/2018 and 17/08/2018 at Agbor Park in Benin City Edo State and Imo State respectively. A total of eleven (11) stolen children were recovered from the suspects some of whom have been identified by their parents.<br />
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The children are between 1yr and 9yrs respectively. Investigation has revealed that two (2) of the recovered children Habeeb and Wunmi were stolen from Sabo area of Lagos State. Suspects have confessed to have sold some of the children between three hundred thousand (N300, 000) and six hundred thousand (N600, 000) naira as case may be before they were arrested.<br />
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Parents/Guardians whose child/children are missing are advised to report to the Public Relations Department of the State Police Command for Identification and collection of their children.<br />
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The Commissioner of Police Imo State CP Dasuki D. Galadanchi has eulogized the community policing strategic efforts of the command as he has resolved to make Imo State very hot for criminals to operate.<br />
From Mr. Andrew Enwerem<br />
PPRO Imo State Command<br />
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Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-47308870345264818402018-08-22T05:32:00.001-07:002018-08-22T05:33:45.187-07:00Can you allow your child practice a religion different from yours? See peoples reaction<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiV3_DMXmmrL4HmbKiA0W4Yv54UIjuRuvHW4crEZt1aot8xOYMDuULsalPUtS45jb850dNxwPr2MKWxoxJSlROW69Urr-vqepoVxDXdwupxXAicDT7ty-Hv3bIP5Lq_9Xc04-NgVwWA2BM/s1600/adult.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="194" data-original-width="259" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiV3_DMXmmrL4HmbKiA0W4Yv54UIjuRuvHW4crEZt1aot8xOYMDuULsalPUtS45jb850dNxwPr2MKWxoxJSlROW69Urr-vqepoVxDXdwupxXAicDT7ty-Hv3bIP5Lq_9Xc04-NgVwWA2BM/s1600/adult.jpg" /></a></div>
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Nigerian is the most religious country but still we face a lot of problem. In a family union, the parents decide most time the religious beliefs the family should follow. But in a situation when your child is up to the age of reasoning and decide he/she wants to practice a religion different from yours (the parents).<br />
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Will you allow it?<br />
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See peoples reaction</h2>
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Isiaka Taiwo kamil •<br />
It's doesn't mean anything religion is not barrier<br />
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olabea •<br />
Unku it means ooo<br />
I wnt force my child but God helping I will make the child see reasons why my God must be their God too<br />
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Rikki dabira •<br />
Lol...<br />
Do we have two types of God?<br />
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chidubem8950 •<br />
no ooh is characteristics of God<br />
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Fawehinmi Omotayo •<br />
You mean?<br />
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READ ALSO: </h2>
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<a href="https://oliviablogng.blogspot.com/2018/08/in-2-minutes-turn-yellow-teeth-to-pearl.html">In 2 minutes, turn yellow teeth white pearl</a></h2>
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<br />Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-61796838714223056842018-08-20T07:23:00.000-07:002018-08-20T07:23:11.869-07:00In 2 minutes, turn yellow teeth to pearl white<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZFfE5YoGqsBEOw5GsUz2Bl37TjAxBTxfVkuP3DW9JaFfWSy7H0NTZ0FiObcOrd8qQ2GM3OO1yGuyI-GLeSnnBZg5M7y1EIpfpgvrEY4OLy0QBhw4srYpn-9jQhR5DAQaZBQDDvRwV8Jo/s1600/download+%25282%2529.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="246" data-original-width="205" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZFfE5YoGqsBEOw5GsUz2Bl37TjAxBTxfVkuP3DW9JaFfWSy7H0NTZ0FiObcOrd8qQ2GM3OO1yGuyI-GLeSnnBZg5M7y1EIpfpgvrEY4OLy0QBhw4srYpn-9jQhR5DAQaZBQDDvRwV8Jo/s1600/download+%25282%2529.jpg" /></a></div>
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How to whiten teeth naturally<br />
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The following strategies may help to whiten teeth:<br />
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Making dietary changes<br />
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Eliminating foods that mark the teeth can prevent further staining. Foods and beverages that contain tannins, such as wine and tea, can stain the teeth. Coffee and dark sodas and juices can also stain them.<br />
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Acidic foods can make the teeth look yellow by wearing down the enamel. People who are concerned about the color of their teeth should avoid the excessive consumption of citrus, coffee, and soda. Alternatively, they should always brush their teeth after having them.<br />
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Dentists generally recommend waiting 30 minutes after eating before brushing the teeth. Acids can weaken the enamel, so brushing too soon can cause damage.<br />
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Quitting smoking or tobacco products can reduce the risk of nicotine stains. It can also prevent tooth decay and gum disease, both of which can damage the enamel and cause orange teeth.<br />
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What to do: Sprinkle the white side of an orange peel with sea salt then gently rub a small piece onto your teeth for 2 minutes. Rinse then brush with regular toothpaste or baking soda to remove all citrus residue.<br />
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Why this work: The white part of a citrus peel naturally contains d-limonene a substance that is used in commercial teeth whitening products. Salt is naturally abrasive and can help remove surface stains.<br />
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Brushing with baking soda<br />
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Baking soda can gently polish away stains on the surface of the teeth. Some people worry that baking soda is too harsh and may grind away enamel, but research from 2017found it to be a safe way to remove stains.<br />
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Baking soda may also help to fight bacteria, which suggests that it may be able to reduce plaque and prevent tooth decay.<br />
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Trying oil pulling<br />
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Oil pulling is the term for washing the mouth with oil to remove dirt, bacteria, and debris. It is not a substitute for regular brushing or flossing, but some research suggests that washing the mouth with certain oils may help to whiten the teeth.<br />
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The American d (ADA) consider oil pulling to be unconventional dentistry, stating, "there are no reliable scientific studies to show that oil pulling reduces cavities, whitens teeth, or improves oral health and well-being."<br />
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To try this method, rinse the mouth with oil for a minute after brushing, then spit it out.<br />
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Oils suitable for oil pulling include:<br />
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Coconut oil<br />
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sunflower oil<br />
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sesame oil<br />
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Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-92180652585327388392018-07-01T12:20:00.000-07:002018-07-01T12:28:32.319-07:00Archaeologists found the graves of two men with severed legs <br />
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An archaeological survey along the route of a highway expansion project in Cambridgeshire, England, has unearthed the skeletal remains of two men with an unusual mutilation and burial .<br />
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The bones date to the late Roman or early Anglo-Saxon period. Their legs were cut off at the knees and repositioned by their shoulders. It’s not clear whether the amputations were done pre-, peri- or post-mortem, but initial analysis suggests the severed legs were still fleshed, at least partially, before they were placed at the shoulders.<br />
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The two bodies were buried at right angles to each other in a T-shape with their heads facing outwards. They were not laid to rest in a formal burial ground; they were interred in a gravel pit.<br />
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The best scenario the archaeologists can hope for is that the unfortunate men were dead when their legs were mutilated. It also appears their skulls were smashed in, although that could be later damage.</div>
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“Was it to keep them in their graves and stop them from running away?” said Kasia Gdaniec, the senior archaeologist with Cambridge county council. “Or had they tried to run away and was this a punishment – and a warning to everyone else not even to think of it?”</div>
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The bones (crushed skulls excepted) are in good condition and even with a smashed skull one of them has an excellent set of teeth. DNA analysis, stable isotope analysis and radiocarbon dating should therefore be possible which will narrow down when the individuals died, their sexes, where they were raised and a number of other details about them.<br />
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The unusual burials were discovered in one of the largest excavation projects in UK history. Teams have excavated 40 sites over 350 hectares where the A14 Cambridge to Huntingdon is being widened to alleviate congestion.<br />
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Archaeologists have found a wide array of remains of Bronze Age barrows to medieval towns, but the Roman finds are of particular note, illustrating the progress of occupation, how the landscape and population were bent to the Roman will.<br />
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Gdaniec finds the whole site quite sinister. “People talk about the archaeology of conquest, but I have never felt it as strongly as here.<br />
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The Romans arrive, the people who were here are completely subjugated, everything changes and is never the same again. We are not seeing trade and peaceful co-existence here, we are seeing enslavement.”<br />
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The site had been enclosed by a rather wiggly ditch, more a windbreak than either seriously defensive or a statement of power.<br />
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The Romans then arrived and by stupendous effort drove a huge ditch across it, almost two metres deep and three wide with the spoil heaped up into a huge bank.<br />
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Despite its size and the labour involved, there was no evidence of large permanent Roman buildings and so the archaeologists believe it was a temporary camp on the march north towards Hadrian’s Wall.<br />
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Within the new enclosure, farming became much more organised and intensive, with wheat and other cereals, beans and root crops being grown. […]<br />
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The site has also has also produced scores of pottery kilns, some so tiny the archaeologists joked they must have been for egg cups, others large and sophisticated, producing domestic and storage pottery on an industrial scale. Tonnes of pottery were found along the excavation sites.<br />
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“We have some of the pottery they produced,” House said. “It will be interesting to see if we can match it to pottery from other Roman sites. I wouldn’t be surprised if some of the pots from this field ended up on Hadrian’s Wall.”<br />
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<br />Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-42202777760960111002018-06-25T01:55:00.001-07:002018-06-25T01:55:35.036-07:00School of Management Dubai MBA Scholarships at University of Bradford in UK, 2018<br />
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If English is not your first language then you will need to show that your English language skills are at a high enough level to succeed.<br />
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<b><span style="font-size: 1.40em;"><b>Scholarship Description:</b></span></b></div>
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<b>Application Deadline:</b> August 31, 2018</div>
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<b>Course Level:</b> Scholarships are available for pursuing Executive MBA (Dubai).</div>
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<b>Study Subject:</b> Scholarships are awarded in the field of business administration.</div>
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<b>Scholarship Award:</b> Scholarships are worth £3000 and are deducted from the tuition fees. Early course applications are advised due to limited availability.</div>
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<b>Nationalities:</b> Students from all countries, who meet the criteria, are eligible.</div>
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<b>Number of Scholarships:</b> There are two scholarships available.</div>
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<b>Scholarship can be taken in the</b> UK</div>
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<b><span style="font-size: 1.40em;"><b>Eligibility for the Scholarship:</b></span></b></div>
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<b>Eligible Countries:</b> Students from all countries, who meet the criteria, are eligible.</div>
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Entrance Requirements: To be considered for a scholarship please ensure your application for admission is submitted before 31st August. Applications for the course will stay open after this date but will not be considered for a scholarship.</div>
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<b>English Language Requirements:</b> If English is not your first language then you will need to show that your English language skills are at a high enough level to succeed in your studies.</div>
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<b><span style="font-size: 1.40em;"><b>Application Procedure:</b></span></b></div>
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You do not need to make a separate application for the scholarship, you will be automatically considered for this award provided that you submit your application by 31 August.</div>
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<a href="https://scholarship-positions.com/apply-online/">Apply Online</a></div>
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<br />Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-33822110338147848472018-06-13T02:31:00.000-07:002018-06-13T02:31:30.513-07:00Analyst, data MTN Nigeria <br />
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Responsible for supporting and developing the current BI applications and initiatives. Involves in the investigation and analysis of user problems and application bugs and subsequent problem resolution and technical testing of patches.<br />
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Configure, build, and test application or technical architecture components.<br />
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Work with other developers, designers, and architects to make sure that the configuration and custom components meet application requirements and performance goals.<br />
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Assist in developing maintenance plans per application and carry out the maintenance of applications, re-configuring, building and testing components in accordance with OLAs and SLAs.<br />
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Code applications in accordance with good security coding practices to ensure the application is free of most common coding vulnerabilities.<br />
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Create and execute technical test plans for application change, new deployment and upgrades.<br />
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Participate in transitions of the application or technical architecture components to the testers.</div>
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Fix any defects and performance problems discovered in testing.<br />
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Develop information solutions from a variety of sources for both structured and unstructured data</div>
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Integration of big data solutions with existing reporting and analytical solutions</div>
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Support team and enhancement to ETL system</div>
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Develop and implement big data models and solutions</div>
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Conduct root cause analysis on production issues</div>
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Guidance of entire information management process of both structured and unstructured data</div>
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Optimization of the information solutions<br />
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Producing relevant technical documentation and specifications<br />
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Ensure timely resolution of internal/external customers<br />
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Inform the technical architect and project manager of any issues that may affect other areas of the project.<br />
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Normal MTNN working conditions<br />
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Projects and constraints will require overtime and weekend work<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.com/2018/05/how-to-become-millionaire-at-25.html">How to become a millionaire at 25</a></h2>
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Experience & Training<br />
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First Degree in Computer Science or similar field. 3 – 7 years of experience in an area of specialisation; with experience with working with others<br />
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Experience working in a medium organization<br />
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Experience as a software developer<br />
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Application development and support experience in the Telecommunications sector o Oracle PL/SQL and standard SQL. o Java/Web development o Operating system programming (UNIX Scripting). o Wireless application development using Java, WML,S@TML,STKML, SMPP protocol<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.com/2018/05/tips-to-reduce-stress-during-exam.html?m=1">Tips to reduce stress during an exam </a></h2>
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Exposure to typical Mobile Telecommunications applications o Billing systems (Corporate & Retail Billing, Interconnect Billing) o ERP systems (Distribution, Retail, Finance, Payroll, HR, Asset Management) o SIM & Mobile Applications ( EVD, Contents Management System, SIM management Application) o GSM network interfacing applications (Provisioning, Pre-Paid management systems) o Fraud Management Applications o Value Added Services(VAS) Applications Training:<br />
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Formal training in application architecture principles, technology architecture and systems integration.<br />
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Specific training on application<br />
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development tools and programming languages</div>
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BEd, BEng, BSc, BTech or HND.</div>
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<a href="https://careers.mtnonline.com/Login.aspx">Apply for this job</a><br />
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<br />Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-88063048950814699292018-06-04T02:24:00.001-07:002018-06-04T03:57:24.688-07:00Facebook reject claims that friends' data was available to device makers without a users' consent.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhnM0AvPTxFG9zmBU8ka7DfDhW3LK4Tqcm8t2CbjBx95PAClNyXjwax5uaZratKFHfvszLRBt0GFFwiWs5zFIcqLO_VuimiaWqSrLL-A0i9GzslsjZbyLppAPufzuvSuyENAaYMJlg8bWI/s1600/facebook.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="300" data-original-width="530" height="181" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhnM0AvPTxFG9zmBU8ka7DfDhW3LK4Tqcm8t2CbjBx95PAClNyXjwax5uaZratKFHfvszLRBt0GFFwiWs5zFIcqLO_VuimiaWqSrLL-A0i9GzslsjZbyLppAPufzuvSuyENAaYMJlg8bWI/s320/facebook.png" width="320" /></a></div>
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Facebook had data-sharing agreements with at least 60 device makers, including Apple, Amazon, Samsung, and Microsoft, many of which still exist.<br />
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The New York Times device makers were able to access data of users' friends, such as relationship status, religion, and political leaning.<br />
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Facebook confirmed the agreements, but said they were used for creating "Facebook-like experiences" before app stores were the norm.<br />
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But Facebook rejected claims that friends' data was available to device makers without a users' consent.<br />
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Facebook had data-sharing agreements with at least 60 device markers, many of which are still in effect, according to a report in The New York Times.<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.com/2018/05/paid-surveys-tips-and-tricks.html">Paid surveys tricks</a></h2>
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Apple, Amazon, Samsung, and Microsoft were all among the companies to have a data-sharing partnership with Facebook over the last 10 years, according to The Times.<br />
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Without explicit consent, device makers were allowed to access data of users' friends, even after Facebook said it would not share such information.<br />
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A Facebook statement in response to the report denies that information belonging to friends of users was shared without permission.<br />
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The data sharing was reportedly an issue as early as 2012.<br />
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This was flagged internally as a privacy issue," Sandy Parakilas, who then led Facebook's privacy compliance, told The Times. "It is shocking that this practice may still continue six years later, and it appears to contradict Facebook's testimony to Congress that all friend permissions were disabled."<br />
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The Times reported some device makers had access to user data such as relationship status, religion, political leaning and events. It also found the data of users' friends could be accessed, despite data sharing being turned off.<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.com/2018/05/how-to-become-millionaire-at-25.html?m=1">How to become a millionaire at the age of 25</a></h2>
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According to The Times most of these partnerships are still in effect, though some began to be wound down in April.<br />
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On April 10, CEO Mark Zuckerberg testified before a rare US Senate joint committee in response to the Cambridge Analytica scandal.<br />
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A week earlier it emerged that data firm Cambridge Analytica may have gotten access to the data of up to 87 million users, and most of Facebook's 2 billion users may have had their personal data skimmed by "malicious actors."<br />
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Beginning in 2014, Facebook began ending the access app developers had to users' friends data, which included names, birthdays, and even political or religious leanings. But The Times report suggests major device makers were not restricted by the same policy<br />
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Ime Archibong, Facebook's vice president of product partnerships, responded to The Times' article with a blog post titled, "why we disagree with the neNew YorTimes He confirmed the use of the data sharing agreements with around 60 companies — including Amazon, Apple, Blackberry, HTC, Microsoft, and Samsung — which were used to allow users to access Facebook back before there were app stores and standard operating systems.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.com/2018/05/8-business-ideas-to-start-in-university.html?m=1">Business ideas to start in the university </a></h2>
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"These partners signed agreements that prevented people's Facebook information from being used for any other purpose than to recreate Facebook-like experiences," said Archibong. "Contrary to claims by the New York Times, friends' information, like photos, was only accessible on devices when people made a decision to share their information with those friends. </div>
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We are not aware of any abuse by these companies."</div>
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Archibong said the rise of iOS and Android meant few people rely on the bespoke Facebook experiences these companies used to provide, which is why the company began "winding down" the partnerships in April, having ended 22 so far.</div>
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<br />Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-46586753090013777142018-05-28T18:50:00.000-07:002018-05-28T18:50:42.215-07:00Paid surveys tips and tricks <br />
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<b><span style="font-size: 1.30em;">1. Sign up to them all</span></b></div>
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It's a good idea to apply for as many survey panels as possible. This means that you will always have surveys to answer instead of waiting for one or two to come along every month.</div>
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There is no harm in signing up as you can always unsubscribe if you don't like the service that one of them are providing.</div>
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<b><span style="font-size: 1.30em;">2. Set up an alias email</span></b></div>
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You don't have to do this but we would recommend setting up a separate email for all of your survey site accounts. </div>
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That way you can log in each day and easily see the surveys on offer (without it clogging up your personal inbox).</div>
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You should also check your emails regularly as some surveys are only open for a day (sometimes less).</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/how-to-become-millionaire-at-25.html?m=1">How to become a millionaire at the age of 25</a></h2>
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<span style="font-size: 1.30em;"><b>3. Be honest</b></span></div>
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Try and be honest when filling in these online paid surveys as sometimes you can be penalised for contradicting yourself or giving inadequate responses.</div>
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Also, don't try to second guess the system by saying that you are a wealthy businessman or woman to get more surveys. It won't work!</div>
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<b><span style="font-size: 1.30em;">4. Watch out for scams and fake sites</span></b></div>
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The ones to watch out for are generally the ones that sound too good to be true!</div>
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It's also worth noting that you aren't guaranteed to receive products from the product testing site as users are chosen at random so if anyone promises this you should be very wary.</div>
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Put it this way, there are 1000s of users on each Put it this way, there are 1000s of users on each survey site, do you really think that they can afford to send out 1000s of free Playstations for people to test?<br />
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Read Also</h2>
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<a href="https://oliviablogng.blogspot.co.ke/2018/05/8-business-ideas-to-start-in-university.html?m=1">Business ideas to start in the university </a></h2>
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<b><span style="font-size: 1.30em;">5. Cash in when you reach the limit</span></b></div>
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Unless you are looking to build up a big amount and aiming for one of the top rewards for which you have time for, then it's best to cash in early with these paid survey sites.</div>
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Also be aware that some sites will have restrictions on when you can spend the points and how long they are valid for.</div>
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<b><span style="font-size: 1.30em;">6. Don't ever pay to join</span></b></div>
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All of the paid survey sites listed above are free to apply for and use. You shouldn't get sucked into paying for a subscription to any online survey websites, whatever they promise you.</div>
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<br />Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-88779864015594659582018-05-18T06:24:00.000-07:002018-05-18T06:24:35.234-07:00How to become a millionaire at 25<br />
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Let's quickly walk through the rest of your life, taking a look at the steps you can take to become a millionaire (or even a billionaire!).<br />
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<span style="font-size: 1.40em;"><b>As a student</b></span><br />
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Most students have to scrimp just to get by, and can expect to leave university with a hefty amount of student debt (if you're feeling brave today, here's how much ).<br />
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So, becoming a millionaire at this stage in your life is a little out of reach. However, if you have serious aspirations to become rich later down the line, now's the time to get your act together.<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.com/2018/05/8-business-ideas-to-start-in-university.html">Business ideas to start in the university </a></h2>
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<b><span style="font-size: 1.30em;">Set goals!</span></b><br />
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The money game is a long slog – cash doesn't grow on trees. Before you embark on your millionaire challenge, it's vital that you have a clear life plan.<br />
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You need to work out a feasible and realistic route to making your millions that draws on your past skills, experience and ambitions.<br />
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We'll touch on setting income goals later on, but if you're serious about this then you need to know how to achieve it, not just dream it!<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/tips-to-reduce-stress-during-exam.html?m=1">Tips to reduce stress during an exam </a></h2>
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<span style="font-size: 1.30em;"><b>Sort out your spending habits</b></span><br />
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Most millionaires don't run around buying Lamborghini's all the time while cracking open the champagne at breakfast.</div>
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In fact, that's part of the reason why they're millionaires in the first place – instead of splashing the cash at every given opportunity, they've allowed their money to grow.<br />
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They say that ‘a fool and his cash are soon parted', and that's a fairly decent motto to live by if you want to join the super-rich.<br />
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<span style="font-size: 1.30em;"><b>Hone in on your money skills</b></span><br />
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Practicing some basic budgeting and money-saving saving skills while you're a student will stand you in good stead for the rest of your life, so don't just write it off as ‘something you'll do another day'!<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/3-ways-to-make-money-online-fast.html?m=1">Earn money online for free </a></h2>
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<b><span style="font-size: 1.30em;">Start earning!</span></b><br />
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Sorry for stating the obvious here, but to be wealthy you need to have income. Use any spare time you have (aside from studying and partying) to earn some cash. It's a good idea to land a part-time job , but it can also pay off to be more creative.<br />
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Not only will this pull in some additional cash, but you'll be testing out your entrepreneurial skills before you've even graduated.<br />
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<b><span style="font-size: 1.30em;">Start saving</span></b><br />
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<span style="font-size: 1.3em;">This is another way to make money. </span></div>
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<br />Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-55310072315835426752018-05-15T04:39:00.000-07:002018-05-15T04:39:43.566-07:008 business ideas to start in the university<br />
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<b>Running low on cash and inspiration? </b></div>
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<b>Have a look at this tips that might help you </b></div>
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I am not saying that running a business from the comfort of your home is a walk in the park but it <i>is possible</i>, and that's enough to start talking about the options pronto!</div>
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However, if you have a bit of entrepreneurial spirit in you, these ideas should get your juices flowing and set you off on your merry way to small-business success.</div>
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1: Turn your best photos or artwork into posters (good sellers at the start of term as students move into new homes) – check out Truprint<br />
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2:Start an essay or thesis proofreading business<br />
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3:Create a local guide – think magazine, website or app – that helps freshers make the most of their new town: the best cafés, cheapest deals, or hidden gems. You can sell these on and even ask businesses to pay a small fee to be included<br />
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<b><span style="font-size: 1.30em;">4:Nail that big business idea</span></b></div>
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Do some research: what do people need or want? Think of an everyday obstacle you're met with – how can it be overcome?</div>
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If you could provide or invent something that would make life easier, better, safer, fairer or cheaper – what would it be?</div>
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What are you really good at or love doing? Perhaps start with that!</div>
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Think about what ventures might support your degree course or future ideal career.</div>
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5: Start a tutoring service for school students struggling with the subjects you’re acing at. Offer online courses or webinars to reach more folk<br />
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6: Be a sports coach for local or uni teams<br />
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7: Collect other students dirty laundry and take it to the launderette for a markup<br />
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8: Design a motivational app that logs lecture/seminar/gym attendance and awards points, vouchers or gifts for achievements or penalties for slacking.<br />
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<br />Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-34333371828391018352018-05-12T23:52:00.001-07:002018-05-12T23:52:32.156-07:00Hot jobs in Nigeria,Nurses at Lifecrest Medical Services Ltd<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjlOJMA007m3AMmzm6QwDg8WlA4662O8DAGsHd5FpKNsi5CsASyDNY3dKl8EjqkPqnWjmg_JUxMjA341sYMnYd5jYL_g5tR92OLpxyKXzW590or60SZflHfTgQesEqG8aiyEBTJIcte79o/s1600/unnamed.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="411" data-original-width="357" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjlOJMA007m3AMmzm6QwDg8WlA4662O8DAGsHd5FpKNsi5CsASyDNY3dKl8EjqkPqnWjmg_JUxMjA341sYMnYd5jYL_g5tR92OLpxyKXzW590or60SZflHfTgQesEqG8aiyEBTJIcte79o/s320/unnamed.png" width="277" /></a></div>
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<span style="font-size: 1.40em;"><b>Job Description</b></span></div>
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Lifecrest Medical Services Ltd, which is an integrated and multi-specialist Medical Organisation located at No 56A Ikota Road 1 Estate, Ikota (within the periphery of Lekki County home Estate main and Western gate Estate main entrance gates), Lekki, Lagos state.<br />
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It is conceived to identify and resolve most of your clinical and diagnostic medical needs, especially in the fields of General Medicine, Family Medicine, Paediatrics, Gynaecology, Ent, Cardiology etc,as well as your behavioural and emotive medical problems in the following specialities ie Psychiatry, Psychology etc.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/tips-to-reduce-stress-during-exam.html?m=1">Tips to reduce stress during an exam </a></h2>
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<b>The Job :</b> Nurses</div>
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<b>Job Status:</b> Full Time Job,Graduate/Exp</div>
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<b>Job Profile</b></div>
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Applicants should be holder of National Diploma or Higher National Diploma in Community Health Extension</div>
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Reside within Lekki/Ajah</div>
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<b>The Job :</b> Nurse/ Midwife</div>
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<b>Job Profile</b></div>
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Applicant must be a registered midwife from a recognized institution</div>
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Must reside within Lekki/Ajah</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/3-ways-to-make-money-online-fast.html?m=1">3 ways to make money online fast </a></h2>
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<b>How To Apply</b></div>
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Applicants should forward their CV’s to: <a href="mailto:careers@lifecrestmedicalservices.com">careers@lifecrestmedicalservices.com</a> using the job title as subject of the mail</div>
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<a href="http://nigeriajobbucket.com/jobs/nurses-at-lifecrest-medical-services-ltd/">Source</a></div>
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<br />Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-34415486791731946002018-05-12T13:20:00.001-07:002018-05-12T13:20:27.765-07:00Tips to reduce stress during an exam<br />
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<b><span style="font-size: 1.30em;">Prioritise your time</span></b></div>
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Prioritising your time, subjects and workload will help reduce your stress levels, as you'll be able to ensure that the really important stuff is covered – and at the right time.</div>
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If you've got more than one exam to tackle, <b>draw out a simple diagram</b>with dates of each exam and how many topics need covered for each. </div>
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This will give you a clear idea of how much time you need to dedicate to each exam topic and when you need to get started on your revision, so there won't be any nasty surprises.</div>
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As you progress through your revision, tick off the topics that you've completed – this will give you a small sense of achievement, knowing that you've finished something and are making your way to the finish line.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/3-ways-to-make-money-online-fast.html?m=1">3 ways to make money online fast </a></h2>
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<b><span style="font-size: 1.30em;">Get organised</span></b></div>
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This is pretty closely related to the tip above, but we can't stress enough how taking a bit of time to get yourself in order will make you feel more confident for these exams.</div>
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Working out a <b>daily routine</b> and sticking to it is also good for the soul, as you'll feel a lot more in control of how your day pans out. </div>
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Remember to factor in <b>regular breaks</b> (we recommend at least ten minutes every hour and a half or so, if not more) as these will do you wonders.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/how-i-earned-my-first-1000.html?m=1">How i earned my first $1000</a></h2>
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<b><span style="font-size: 1.30em;">Exercise and eat well</span></b></div>
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Yeah, we know, you're exhausted. Sometimes the idea of exercising during times of high stress feels like the last thing you want to do, but we guarantee <b>you will feel better afterwards</b> (and could even have a bit more energy to do an hour more revision afterwards if you're feeling up to it).</div>
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Exercise gets your blood flowing and your heart pumping – the result being that you sort of ‘wake up on the inside'. As a result, once you stop, you're much more alert then you were before.</div>
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Give yourself that push to get out for a run, go to the gym or just do a short work out in your bedroom. </div>
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Exercise is a proven stress buster as it fills your brain with endorphins, which are basically happy hormones.</div>
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Eating the right foods during stressful times is also absolutely crucial for mental health – Not only have these snacks been proven to reduce stress, but they also increase brain power!</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/what-mark-zuckerberg-bill-gate-and.html?m=1">What Mark Zuckerberg, bill gate and the others did to get to where they are now </a></h2>
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<b><span style="font-size: 1.30em;">Avoid social media</span></b></div>
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This will be a tough one for many students, but if you can bear to part with your beloved Instagram for a few days, it'll do wonders for your stress levels.</div>
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Checking your Facebook during revision period is the worst type of procrastination possible, as we all know how quickly the time disappears when you're snooping on your news feed.</div>
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In addition to this, many of your friends will be in the same boat, so are likely to be talking a lot about how much<br />
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If you need a bit of help unchaining yourself from your phone, give the Hold app a go.<br />
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Hold gives you real rewards (including Amazon vouchers, cinema tickets and free coffee) for simply avoiding the use of your phone.<br />
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You get points every 20 minutes, meaning you can break up your revision periods with some well-earned rests (and well-needed – science says that revision is much less effective if you study for any longer than about 90 minutes straight!) every now and then.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/you-wont-imagine-how-much-you-will-earn.html?m=1">You won't imagine how much you will earn after investing on this </a></h2>
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<b><span style="font-size: 1.30em;"> Give yourself a break</span></b></div>
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This is perhaps easier said than done, but try not to give yourself such a hard time. You're doing your best and that's the best you can do!</div>
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Putting yourself under a lot of pressure will only have a negative effect, and as much of a cliché as this is, <b>worrying really doesn't solve anything.</b></div>
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Being good to yourself during periods of high stress is likely to give you a bit more motivation to work harder, so try splashing out on a massage to cheer yourself up, or go out for dinner with a friend to take your mind off things.</div>
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You've probably managed to save a bit of money by not going out much during exam period, so now's the time to spend it!</div>
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Have a look at our student deals plto see if there are any good discounts going so you can keep costs down – you're still a student after all!<br />
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<br />Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-28175260434397379202018-05-12T04:50:00.001-07:002018-05-12T06:23:13.859-07:003 Ways to make money online fast<div dir="ltr">
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<b><span style="font-size: 1.30em;">Buy and sell domain names</span></b><br />
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A domain name is just a website address (eg. ‘savethestudent.org' or ‘mysite.co.uk') and there are lots of extensions (.com, .net, .co.uk etc).<br />
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They cost as little as £1.99 to register with 123-regco.uk or Godaddy.comyet premium domain names can fetch £1,000s if not millions when sold on. In 2007 VacationRentals.com went for a cool $35m!<br />
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Now you're probably not going to come across anything like that, but you can still turn a quick profit with a bit of searching.<br />
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The trick is to find available domain names which have some commercial value, snap them up and then list them for sale on a site like definitely sedo.com</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/how-i-earned-my-first-1000.html?m=1">How i earned my first $1000</a></h2>
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<b><span style="font-size: 1.30em;">Mystery shopping</span></b><br />
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Today becoming a mystery shopper is easier than you think and you can get rewarded handsomely.<br />
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There are dozens of agencies that pay you to visit all sorts of shops and restaurants to feedback on how they are performing. </div>
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We've reviewed the best agencies in our guide how to become a mystery shopper.<br />
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Tasking apps are another form of mystery shopping, where you earn rewards for completing small local tasks. It can be a lot of fun too!<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/what-mark-zuckerberg-bill-gate-and.html?m=1">What Mark Zuckerberg, bill gate and the others did to get to where they are now </a></h2>
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<b><span style="font-size: 1.30em;">Be an Extra</span></b><br />
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Do you fancy yourself as a budding young actor or just that person that walks past in the background shot of an episode of <i>Eastenders</i>? It could be you if you apply to be an extra in TV or film.<br />
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The pay isn't bad either: £60-80 a day on average, and you hardly have to do anything!<br />
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There are lots of casting agencies that place willing extras. They make their money by taking a cut from your earnings, so always ask what that is before you take on work.</div>
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Head over to our how to become extra guide for 5 of the better agencies, plus lots more advice on getting your first gig.</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiChdyzJDRwiKrUUEZCzRuJiK-vcJ8uaqtVAF3Pqbh-htMDRxf4fNWc6qFxwoUeQO8eDpo5aOBchvpLRsINrCpsdqKeZty9HiqcG2cR_lVGlbI8-PrlX0km1S_I1POrCNg99eDvkZaC0cY/s1600/Screenshot_20180309-114027.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"> <img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiChdyzJDRwiKrUUEZCzRuJiK-vcJ8uaqtVAF3Pqbh-htMDRxf4fNWc6qFxwoUeQO8eDpo5aOBchvpLRsINrCpsdqKeZty9HiqcG2cR_lVGlbI8-PrlX0km1S_I1POrCNg99eDvkZaC0cY/s640/Screenshot_20180309-114027.png" /> </a> </div>
Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-56090272652501997242018-05-10T10:09:00.000-07:002018-05-10T10:09:22.259-07:00What Mark Zuckerberg, Bill gate and the others did to get to where they are now<br />
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<b><span style="font-size: 1.40em;">1.They learn to keep their cool.</span></b></div>
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Corley found that the wealthy tend to be good at controlling their emotions in business situations. That makes sense. While having passion for what you do is important, getting swept up in your emotions can cause you to make the wrong decisions. </div>
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Worse, it can hijack your prefrontal cortex, the logical, problem-solving portion of your brain.</div>
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That's exactly the portion of your brain you need engaged when making business--and especially investment--decisions.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/you-wont-imagine-how-much-you-will-earn.html?m=1">You won't imagine how much you will earn after investing on this </a></h2>
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<b><span style="font-size: 1.40em;">2. They make a to-do list every day.</span></b></div>
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If you're already following this simple but powerful habit (or a variant, such as the promodore technique ), congratulations! You're definitely thinking like a rich person.</div>
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Corley says that 81 percent of the wealthy people he interviewed make a daily to-do list, while only 19 percent of poor people do.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/how-i-earned-my-first-1000.html?m=1">How i earned my first $1000</a></h2>
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<b><span style="font-size: 1.40em;">3. They take the time to work on their professional network.</span></b></div>
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Corley found that 79 percent of wealthy people spend at least five hours every month on professional networking, while only 16 percent of poor people do so. </div>
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Networking is an important way to build a successful career, doubly so for an entrepreneur. It's well worth taking the time to expand your network.</div>
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Your odds of success will rise--and you may well get to know some wealthy people yourself.</div>
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<b><span style="font-size: 1.40em;">4. They watch TV for one hour or less every day.</span></b></div>
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Most of the wealthy people Corley interviewed--67 percent--said they watch TV for an hour a day or less. By contrast, 77 percent of the poor people watch movies all day. </div>
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Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-42128733374484215532018-05-08T13:59:00.002-07:002018-05-08T13:59:35.719-07:00You won't imagine how much you will earn after investing on this <br />
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It takes considerable knowledge to understand the extent of one’s ignorance.” So goes an impactful saying that reflects human tendency to approach the unknown with doubt and trepidation.<br />
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Today's personal finance or investment scenario is a great example of how knowledge or rather the lack of knowledge can influence our decision-making process.<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/start-this-business-and-earn-5-million.html?m=1">Start this business and earn 5 million a year </a></h2>
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The first thing that comes to your mind when you think about investment instruments like fixed deposits, provident funds, equities and stocks, mutual funds is an overriding principle.<br />
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The principle is a product of continuous messages that come our way through ‘advisors’ be it family and friends, colleagues, financial media and the internet.<br />
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Read Also<a href="https://oliviablogng.blogspot.co.ke/2018/05/how-i-earned-my-first-1000.html?m=1"><br /></a><a href="https://oliviablogng.blogspot.co.ke/2018/05/how-i-earned-my-first-1000.html?m=1">How i earned my first $1000</a></h2>
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What are your thoughts when someone mentions land as an investment instrument? Chances are that it is not the most positive of reflections.<br />
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Does ignorance play a major factor in this perception? We will make an attempt to dispense some myths about investing in land and inform readers of the best practices to adopt and pitfalls to avoid when it comes to reinforcing your investment portfolio with land as an asset class.<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/4-ways-programmer-can-make-money-online.html?m=1">4 ways to make money as a programmer </a></h2>
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Let’s take the example of Ebuka, who wants to invest money to satisfy long-term goals in solid investment assets which will combine great returns with lower risk.<br />
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While real estate will crop up as a possible option, there are various factors which make it seem unattractive. The volume of investment required to purchase a flat or a weekend home is too high.<br />
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It didn’t take me long to come up with some good reasons to invest in land. I also called on a close friend who also has a few plots of vacant land to see what he had to say.</div>
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<span style="font-size: 1.30em;"><b>It’s a Limited Resource</b></span></div>
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Nobody is making any more land. Unlike products that come from the factory there’s a finite amount of land. This one reason makes land insanely attractive to me.</div>
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<b>Workforce and labour</b></div>
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If you are planning to build a house or commercial property on the land or sell it to a developer, keep in mind the potential for employment prospects.</div>
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If the plot is near a developed segment, the employment options will be aplenty.</div>
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<b>•Public transport and amenities</b></div>
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If you are planning to develop estate on the land, it’s better to search for amenities like public transport, water supply, hospitals etc. </div>
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<b>•Scope of growth</b></div>
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Always invest in land where you see possibility of growth and development. This judgement will be easier if you thoroughly research your options.</div>
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<a href="https://www.instagram.com/olivia_ezeani/">Instagram </a></h2>
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<br />Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-38230597178388609162018-05-07T06:45:00.001-07:002018-05-07T06:45:38.924-07:00Start this Business and earn 5 million a year<br />
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<b><span style="font-size: 1.40em;">Success tips for aspiring Snail farming in Africa</span></b></div>
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As a beginner your primary goal should be to take advantage of the seasonality of this market in order to gain premium prices for your snails. Target the high-end customers (hotels, restaurants and households) who can afford to pay a premium for a steady supply of the product.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/how-i-earned-my-first-1000.html?m=1">How i earned my first $1000</a></h2>
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If you supply all year round, you are likely to earn lesser during the rainy seasons (when supply is in abundance) and more in the dry seasons (when the product is scarce).</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/4-ways-programmer-can-make-money-online.html?m=1">4 ways to make money as a programmer </a></h2>
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You could buy cheaply from the villages and other remote areas while the supply is up during the rainy season and maintain a healthy stock of large snails that you can unleash on your customers when supply falls in the dry season.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/save-your-way-to-millions-every-year.html?m=1">Save your way to millions </a></h2>
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But to achieve this, there is a very important condition. The size of your snails must be large and ‘intimidating’ enough to command a premium (high) price.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/these-3-nigeria-banks-will-give-you.html?m=1">Nigeria banks that will give you loan without collateral </a></h2>
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For this to happen, you must start your snail farm with the right species (the Giant African type) and ensure that you apply proper breeding, stocking and feeding practices to achieve the huge sizes that will make you a highly sought after supplier.</div>
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If your snails are bred well, they should start to reach market size from six to twelve months, although some farmers like to leave theirs for much longer. </div>
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Presently, more than 90 percent of the snails supplied to our local markets are picked from the forests. </div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/how-to-start-business-with-no-money.html?m=1">How to start a business with no money </a></h2>
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While this has been the traditional supply source, our growing population and rising rural to urban migration rates make it unsustainable.</div>
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An artificial intervention like snail farming is the only way to satisfy the growing demand. </div>
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And as long as a huge chunk of the market depends on snails captured in the wild, nobody can assure a steady and consistent supply of large snails like a farmer who breeds snails in his/her backyard!</div>
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<b><span style="font-size: 1.40em;">Some things you should consider before you start a snail farm…</span></b></div>
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In terms of cost and time, snail farming is a low risk business. Unlike many other livestock businesses, snail farming requires very little startup and operating costs.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/04/start-up-this-business-and-earn-real.html?m=1">How to make money from home online </a></h2>
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It can be run from your backyard (if you have a sizeable one) or on that piece of land wasting away in your neighbourhood or village.</div>
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Snails are friendly to the environment and their droppings are not offensive (unlike pigs and poultry) so there’s no chance an angry neighbor will come knocking.</div>
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Snails also multiply really fast laying up to 100 eggs in one go. </div>
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Because snails are hermaphrodites (have both male and female sexual organs), they get to mate easily throughout the year. This high reproduction rate has made snails a pest in many regions of the world.</div>
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However, it’s this fast reproductive ability that makes these slow creatures a delight to an entrepreneur. </div>
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Snails can give very high returns on your initial investment if you do your homework well and target niche and repeat customers.<br />
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<a href="https://www.instagram.com/olivia_ezeani/">Instagram </a></h2>
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Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-38789606213760839192018-05-04T02:30:00.000-07:002018-05-04T02:35:37.942-07:00How i earned my first $1000<br />
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So how do you make your first 1000$? First off, money doesn't grow on trees and second, it requires a lot of work. I never wanted to wake up at 4:30 in the morning at age 14 to earn money, <b>but I did it. </b><br />
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I wanted things. end, I am happy I sacrificed the time to learn and to make myself happy with the new things I bought myself. <b>Go out, try your best to find simple jobs that earn money, and save up until you reach the 1000$ mark.</b></div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/4-ways-programmer-can-make-money-online.html?m=1">How to make money programming </a></h2>
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<i><b>working! </b></i>At your age, you'll be doing yourself a favor by working your ass off. It will teach you how to take responsibility, how to maintain consistency, and how to be efficient at work. It may suck devoting time into getting work, but you'll earn two things afterwards: <b>Wisdom and Money.</b><br />
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I am currently 17 and I can honestly say that I am qualified for this answer. At the age of 14, I was already making over two thousand dollars during the summer.<br />
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When I was 15, I made 3 grand that summer, and then when I turned 16, I earned around four thousand dollars that summer.<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/save-your-way-to-millions-every-year.html?m=1">Save your way to millions </a></h2>
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You want to know how? I tried to find a job that I was constantly working at. My first two summers were spent in a cornfield with 10-12 hour days earning minimum wage, which is nothing I can complain about.<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/these-3-nigeria-banks-will-give-you.html?m=1">3 Nigerian banks will give you loan without collateral</a></h2>
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I wasn't given the weekends off, so I worked 7 days a week until school started. Why on earth would I do that? I was determined and <b>wanted</b> the money to follow my dream in entertainment.<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/how-to-start-business-with-no-money.html?m=1">How to start a business with no money </a></h2>
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I come from a poor family, so I have earned everything that I have. Nothing was simply handed over to me. Starting at age 14, I had to buy my own clothing, because my mom simply didn't have enough money to. In my family, if you want something, you better find a way to buy it, because nobody else will for you.</div>
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<a href="https://www.instagram.com/olivia_ezeani">Instagram </a></h2>
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<br />Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-35424747254554444272018-05-03T16:55:00.000-07:002018-05-03T17:01:07.219-07:004 ways a programmer can make money online <br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhRv5pDH2bLIdd1zoVIDOodDFBS00PFbkzMGY__vVUrlfl2vuzdB9xwPWEGhuZ25niaS3rcODWGWyZjwoJoqleg6Lt1OLtMmf4A_yHU-Gx9DdzWew4_zv_cWxyto1-6Rn9DNA5pBCvybAU/s1600/001_954_rb-image-2767147.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="182" data-original-width="272" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhRv5pDH2bLIdd1zoVIDOodDFBS00PFbkzMGY__vVUrlfl2vuzdB9xwPWEGhuZ25niaS3rcODWGWyZjwoJoqleg6Lt1OLtMmf4A_yHU-Gx9DdzWew4_zv_cWxyto1-6Rn9DNA5pBCvybAU/s1600/001_954_rb-image-2767147.jpeg" /></a></div>
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There are lots of sources in the internet for a programmer to make revenue. And its very interesting that most of these sources are capable in making a full time income for you. I've categorized all these sources to 4 types.<br />
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1: Freelancing<br />
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There are lots of websites which provides freelancing, the deal is about selecting the best one from it. If you go over these websites you can find that lots of people depend on these ones for full time income.<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/save-your-way-to-millions-every-year.html?m=1">Save your way to millions </a></h2>
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Some people shares lots of interesting reasons also to do freelancing, some of them are.<br />
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Flexible work schedule- Some like to work in the midnight , and freelancing makes this possible.<br />
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More money- Once you build good reputations you can earn much more money than an average pay from a firm.<br />
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Interest of work- Can work on areas of their expertise and interest.<br />
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Relation with the client- Can interact with the client directly and may be a long term work relationship.<br />
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You can work as you wish, if you don't want to work just don't work<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/these-3-nigeria-banks-will-give-you.html?m=1">3 Nigerian banks will give you loan without collateral </a><a href="https://oliviablogng.blogspot.co.ke/2018/05/these-3-nigeria-banks-will-give-you.html?m=1"><br /></a></h2>
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2: Build trendy applications<br />
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Build an application of your own(say a million dollar idea) and market it through different kinds of media, not only internet but also other media.<br />
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You may need to wait a long period to generate some revenue out of it, but at the end of the day you will certainly earn some bucks out of it.<br />
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It doesn't matter whether your application gets popular or come out as a success. If its a good idea and have coded decently, you can sell your application for a good price. So ultimately you will be hard work will be rewarded.<br />
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You can make a great deal of money not only through building big mass applications but also through small modules or plugins . Especially WordPress plugins are of great Plugins<br />
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3: Participate in programming contests<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/how-to-start-business-with-no-money.html?m=1">How to start a business with no money </a></h2>
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There are websites which provide online contests, you can participate in these websites with your profile and make some easy money.Top Coder is such a website which offers online contests for programmers.<br />
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How does top coder work?<br />
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Topcoderis an online program where you can can compete with other members. The one who writes the best code emerges out as the winner.<br />
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This also brings you good reach to big companies who are looking for talented coders.<br />
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You can participate in the programming contests launched by them along with other members, and the interesting factor is that you can see the codes written by other members also (which shows us the different approaches to the same problem).<br />
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So its a very good learning process too.<br />
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Add your college details also , so that it gets rated too<br />
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You may test the code by selecting the Run System Test option, so that you can re submit the code with some modifications .<br />
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4: Give advertisements in business listing directories.<br />
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Well, even though you are not running any company or doing some big business , you can list your profile as "Php programmer or Java programmer " or whatever so that you can get enquirers from clients for freelance works. Don't forget to include your skills and demands also<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/04/start-up-this-business-and-earn-real.html?m=1">Start this business and earn real money </a></h2>
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You can advertise in<br />
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For sure you can make money through these methods I've mentioned ,but the range will depend on how wise you are going to utilize it.<br />
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Good luck to all programmers who are trying to make some money online.<br />
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<a href="https://www.instagram.com/olivia_ezeani/">Instagram </a></h2>
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<br />Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com1tag:blogger.com,1999:blog-3953548045202388125.post-10464763604244798862018-05-03T07:12:00.001-07:002018-05-03T07:24:28.562-07:00Save your way to millions every year<div dir="ltr">
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If you’ve seen a steep decline in your own savings, you’re not alone. Almost half of small-business owners say cash flow concerns keep them up at night, according to a recent square report . But if you’re looking to launch your own business -- or build up funds for another significant goal -- here are four actionable tips for amping up savings.<br />
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<b>1. Figure out where your money is going -- and where you can cut back.</b><br />
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The first step to shoring up more money for your goal: figuring out exactly where your current earnings are going, dollar-by-dollar. Apps such as Mint and clarity can help here, as they both connect to your accounts and automatically categorize each of your purchases under sections including food and travel. </div>
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If you prefer a more hands-on approach -- or you’re more type-A in terms of exactly how everything is categorized -- you can try the old pen-and-paper approach or go with Expense, a simple expense tracker app that allows you to input categorized expenses line by line.<br />
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Once you get a read on what your monthly spending looks like, you’ll be able to gauge the areas in which you may be able to reign it in. For example, if you’re spending $100 more a month than you’d like on dining out, try cutting back on one dinner a week -- or bringing a lunch three times a week -- and put the difference toward your business.<br />
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<b>2. Try lowering your "fixed expenses."</b><br />
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The phrase “fixed expenses” implies they’re just that: fixed. On the contrary, items such as utility bills and credit card interest rates are often negotiable.</div>
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First, make a list of your regular recurring expenses (usually charged monthly). You can do this by highlighting them on a printed account statement or downloading an app such as Trim or Truebill, which alert you to your current subscriptions. If there are any you’ve forgotten about or could do without -- a group or club membership, a streaming service you rarely use, a box of new products delivered monthly -- give them the boot. </div>
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Trim and Truebill also negotiate lower rates on monthly bills (think cell phone, cable and internet) on a customer’s behalf, but the cost is usually a percentage of those savings.<br />
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If you’d rather DIY lowering your bills and keep all the profits, set a calendar reminder for once a year to call the companies and negotiate better rates. </div>
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Give yourself more time than you think you’ll need, and do something else -- such as returning low-priority emails -- while you’re on hold. Be kind (if you were a representative, would you go out of your way to help someone who wasn’t?). </div>
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Clearly lay out what you want (a lower monthly rate) from the beginning. Bring up competitor rates and say you’d rather not leave but are deciding based on price. </div>
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Ask nicely to speak with a supervisor if you’re not getting the answer you want (sometimes, the person you’re speaking with doesn’t have the authority to make a significant. change). And don’t take the first offer without thanking the representative genuinely and then asking if they can go any lower.</div>
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<b>3. Separate -- and automate -- your savings.</b><br />
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Create a dedicated savings account for your small business, and de-link it from your checking and other accounts so you’re not tempted to dip in. </div>
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You can set up automatic transfers to the new account for every time you’re paid (for example, your chosen amount of money will be moved from checking to savings on the 15th and 30th of each month).</div>
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Since saving isn’t intrinsic to human nature, you can use smart apps to supercharge your stash. For example, Digit is a tool that connects to your financial accounts, analyzes your spending patterns and subtly saves small amounts of money on your behalf, only alerting you when you’ve reached certain savings milestones. </div>
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The app, which costs $2.99 a month, only socks away what it thinks you won’t notice and has a no-overdraft guarantee. Users can also create specific goals -- for example, $3,000 in four months for a patent -- and Digit will spread out savings accordingly.<br />
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Another option is Qapital, which allows users to set savings “rules” based on their spending habits. For example, every time you make a purchase, the app can round it up to the nearest dollar and deposit the spare change into savings. If you denote something as a “guilty pleasure,” you can set the app to save a certain amount every time you buy it (for example, saving X amount for your business every time you order Chinese takeout). </div>
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If you spend less than budgeted for one monthly category, you can set Qapital to automatically move the difference into savings.</div>
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<b>4. Make your money work for you.</b><br />
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When you do build up a savings stash, it’s important to make sure you’re storing it in the right place. Typical savings accounts are viable options, but many of the largest financial institutions -- including Bank of America and Wells Fargo -- offer just 0.01 percent interest for most savings accounts. </div>
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It can be more lucrative to go with a high-interest savings account, which are often available online and FDIC-insured. DepositAccounts.com has a search tool for the highest savings account interest rates for any deposit amount (for example, we found a 2 percent annual percentage yield for a $5,000 deposit).<br />
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If you know you won’t need your savings stash for at least one year, you can store it in a certificate of deposit (CD) -- a savings certificate with a fixed maturity date, on which you can withdraw your deposit and the interest it’s accrued.</div>
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For a $5,000 deposit in a one-year CD, we found interest rates as high as 2.25 percent. (For a five-year CD, that jumped to 3 percent.) Another option is a target-date investment fund, through any investment management company.</div>
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These funds put your money to work in the markets and decrease the amount of risk as they near your target date.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhzuzZkIq__3xFjCZYAqt-taERlWhTF0RWDZIuTS-I8PapwHoeZMZLNwmqjffM7ty9W_S3SeJZKvB5FALQMNVljJcZ9IrghnSCeddQZu5BbQJFJUAVJb00i1-E-liD38plggldTwBgsExY/s1600/Screenshot_20180429-231654.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"> <img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhzuzZkIq__3xFjCZYAqt-taERlWhTF0RWDZIuTS-I8PapwHoeZMZLNwmqjffM7ty9W_S3SeJZKvB5FALQMNVljJcZ9IrghnSCeddQZu5BbQJFJUAVJb00i1-E-liD38plggldTwBgsExY/s640/Screenshot_20180429-231654.png" /> </a> </div>
Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-49001816402672358892018-05-03T05:25:00.000-07:002018-05-03T05:31:45.877-07:00These 3 Nigeria banks will give you loan without collateral <br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjowhiZmRX-85QDGfdDXFof9YcDWjQZNkhNHZhyphenhyphenj86zMnHlqIqn1sG7m4GEnOo0cH24d2KWEFcz0qUeCPwL5bQrho9NfDRG5NF6QhX-XqHbbHRLu2pKIi93nkKqQJbzh3L8xYIuJZBtvCo/s1600/business_growth.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjowhiZmRX-85QDGfdDXFof9YcDWjQZNkhNHZhyphenhyphenj86zMnHlqIqn1sG7m4GEnOo0cH24d2KWEFcz0qUeCPwL5bQrho9NfDRG5NF6QhX-XqHbbHRLu2pKIi93nkKqQJbzh3L8xYIuJZBtvCo/s320/business_growth.jpg" width="320" /></a></div>
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Many individuals and businesses have great ideas for new and expansionist business ideas, but they are often incapable of turning their ideas into realities.<br />
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The major reason which often kill the dreams of Nigerian entrepreneurs is their inability to meet the often stringent requirements of obtaining a bank loan.<br />
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However, the fact remains that banks are in the business of making money or preserving their initial capital in the worst-case scenario.<br />
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Hence, banks use those stringent loan requirements to ensure that they are not pouring money down the drain.<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/05/how-to-start-business-with-no-money.html?m=1">How to start a business without money</a></h2>
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Nonetheless, some Nigerian banks have awakened to the reality that some entrepreneurs have only a solid idea and the clothes on their backs; hence, they are willing to offer you loans without collateral.<br />
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<b>First Bank Nigeria Plc</b><br />
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First Bank of Nigeria has made plans to provide non-collateral loans for Small and Medium Enterprises as part of the bank's initiative to power growth in the SME sub-sector.<br />
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The loans are offered to SMEs in different sectors of the economy; hence, there are no favorites.<br />
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The non-collateral loans offered by First Bank do not require collateral. The only thing you need to do is to go through a psychometric test, pass the test and provide the bank with your business plan and financial projections.<br />
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<i> Most SMEs don’t have collateral </i><i>to secure loans. With this now, all a prospective borrower is asked to do is to go through a psychometric test.</i><br />
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<i> Once the SME passes it, we advance the loan. That is a cutting edge innovation."</i><br />
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The great thing about First Bank's unsecured loans is that it is designed to be easily accessible to entrepreneurs irrespective of the type or size of your business.<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/04/start-up-this-business-and-earn-real.html?m=1">Start this business and earn real money </a></h2>
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<b>Diamond Bank Plc</b><br />
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Diamond Bank Plc offers entrepreneurs an opportunity to obtain loans without securing the loan against collateral.<br />
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The non-collateral loans are designed to stimulate growth for Micro Small and Medium Enterprises (MSME).<br />
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Diamond Bank has about 5 SME friendly accounts but if you want a loan without collaterals, you'll most likely to looking at the bank's SME loans. Diamond Bank's SME loans can be accessed in the form of; Revolving Credit, Installment Loan, Local Purchase Order (LPO) Finance and Contract Finance.<br />
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According to Mr. Chima Nnadozie, Head, MSME Propositions, "<i>presentation of a collateral security is no longer a bid deal for it to consider applications for, and grant loans to prospective and existing entrepreneurs in Nigeria’s micro, small and medium scale enterprises (MSME) sector</i>."</div>
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However, you'll need to open a corporate bank account with Diamond Bank before you can apply for its SME loans.<br />
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/04/how-to-make-money-online-for-free.html?m=1">How to make money online for free </a></h2>
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<b>Stanbic IBTC Bank</b><br />
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Stanbic IBTC Bank offers Nigerian entrepreneurs a great opportunity to obtain business loans without providing collateral. The loans are designed to help SMEs buy assets, but the asset only become yours when you make the last payment on the loan.<br />
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To apply for a non-collateral loan with Stanbic IBTC, you should be prepared to provide the bank with the following information:</div>
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<i>The full names and capacities of those who will sign</i></div>
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<i>CV of each member of the management team.</i></div>
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<i>The reason why you need the finance.</i></div>
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<i>Your business' financial statements, including an income statement, balance sheet and cash flow statements.</i></div>
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<i>Personal statements of assets and liabilities of all the partners, members or directors.</i></div>
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<i>A 12-month cash flow forecast.</i></div>
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<i>The amount of your own contribution and the source of the funds.</i></div>
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<i>If you do not have a business account with Stanbic IBTC Bank, you must provide the business' bank statements for the past six months.</i></div>
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<b>In conclusion </b></div>
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Before you approach any of the listed banks for a non-collateral loan, it would be in your best interests to open, run and maintain an account (corporate preferred) for a period of 3 to 6 months. You should also be armed with a sound business plan and a solid repayment plan for the loan.</div>
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Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-6353269595202871172018-05-01T07:05:00.001-07:002018-05-01T07:49:57.471-07:00How to start a business with no money <div dir="ltr">
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A neighbor had been talking about starting a business for at least six months. Whenever I saw him, that's all he talked about. Eventually, I got tired of it.</div>
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"What the heck are you waiting for?" I finally asked.</div>
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It turns out, he thought the process of starting a business was really complicated. "I don't want to go through all that stuff," he said, "unless I'm absolutely sure my idea is perfect." Like a lot of would-be entrepreneurs, he was stalling because he was intimidated by the apparent complexity of the administrative and legal tasks involved in starting a business.</div>
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So I bet him lunch that we could take care of all that in less than three hours.</div>
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Keep in mind, I'm only talking about setting yourself up to do business: I'm not talking about writing a business plan (although if that's what you want to do, here's a comprehensive to writing a business plan), sourcing financing, developing a marketing plan, etc.</div>
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The goal is to get off square one and get on to the fun stuff.</div>
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Here's how:</div>
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<b>1. Get over the company-name thing.</b></div>
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Many people agonize endlessly over dreaming up the perfect company name. Don't. If you're waiting until you come up with the perfect name, you're also waiting to start making money.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/04/start-up-this-business-and-earn-real.html?m=1">Start this business and earn real money </a></h2>
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<a href="https://oliviablogng.blogspot.co.ke/2018/04/start-up-this-business-and-earn-real.html?m=1"><br /></a></div>
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Instead, at least for now, forget branding and unique selling propositions and all the business-identity stuff. And don't worry about finding the perfect URL or website design or promotional literature. You're putting those carts way before your business horse, too.</div>
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pick a name so you can get the administrative ball rolling.</div>
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Remember, your business can operate under a different name than your company name. (A "doing business as" form takes minutes to complete.) And you can change your company name later, if you like.</div>
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<b>2. Get your Employer Identification number (EIN).</b></div>
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An EIN is the federal tax number used to identify your business. You don't need an EIN unless you will have employees or plan to form a partnership, LLC, or corporation.</div>
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But even if you don't need an EIN, get one anyway: It's free, takes minutes, and you can keep your Social Security number private and reduce the chance of identity theft, because if you don't have an EIN, your SSN identifies your business for tax purposes.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/04/how-to-make-money-online-for-free.html?m=1">Make money online for free </a></h2>
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<b>Note:</b> If you're using an online legal service to set up an LLC or corporation, don't use it to get your EIN. Instead, apply online at the IRS website . You'll have your EIN in minutes.</div>
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Now it's time to head to your locality's administrative offices.</div>
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<b>3. Register your trade name.</b></div>
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If you won't operate under your own name, your locality may require you to register a trade name. In most cases, you'll get approved on the spot.</div>
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<b>4. Get your business license.</b></div>
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Your county or city will require a business license. The form takes minutes to fill out. Use your EIN instead of your Social Security number to identify your business (for privacy reasons if nothing else).</div>
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<b>5. Complete a business personal-property tax form (if necessary).</b></div>
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Businesses are taxed on "personal" property, just like individuals. Where I live, no form is required for the year the business is established.</div>
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If you are required to file a business personal-property tax form and you plan to work from home using computers, tools, etc., that you already own, you won't need to list those items.</div>
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If you purchase tangible personal property during your first year in business, you will list those items when you file your business personal-property tax form the following year.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/04/write-to-earn-money.html?m=1">Write to make money </a></h2>
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<b>6. Ask your locality about other permits.</b></div>
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Every locality has different requirements. In my area, for example, a "home occupation permit" is required to verify that a business based in a home meets zoning requirements.</div>
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Your locality may require other permits. Ask. They'll tell you.</div>
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<b>7. Get a certificate of resale (if necessary).</b></div>
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A certificate of resale, also known as a seller's permit, allows you to collect state sales tax on products sold. (There is no sales tax on services.)</div>
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If you will sell products, you need a seller's permit. Your state department of taxation website has complete details, forms, etc., if you decide to apply online, but most localities have forms you can complete while you're at their administrative offices.</div>
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<b>8. Get a business bank account.</b></div>
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One of the easiest ways to screw up your business accounting and possibly run afoul of the IRS is to commingle personal and business funds (and transactions). Using a business account for all business transactions eliminates that possibility.</div>
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Get a business account using your business name and EIN, and only use that account for all business-related deposits, withdrawals, and transactions.</div>
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Pick a bank or credit union that is convenient. Check out your local credit unions; often they provide better deals than banks.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/04/how-to-make-money-from-home-online-for.html?m=1">How to make money from home online for free </a></h2>
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<b>9. Set up a simple accounting spreadsheet.</b></div>
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Worry about business accounting software like QuickBooks later. For now, just create a spreadsheet on which you can enter money you spend and money you receive.</div>
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Bookkeeping is simple, at least at first. All you need are Revenue and Expenses columns; you can add line items as you go.</div>
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Instead of spending hours playing with accounting software, dreaming up potential expense and income categories, and creating fancy reports with no data, spend that time generating revenue.</div>
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As long as you record everything you do now, creating a more formal system later will be fairly easy. It will also be more fun, because then you'll have real data to enter.</div>
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And now you're an entrepreneur, with all the documents to prove it.</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9j90BnHoq91eAcMnLB43gh6793TQrPsUWOQ8sxzuFllnKG-kDHx5lUZ7RSFlO32kcP-ztf2CW8DxyV84_IL-47zyKWKsmVzJ2op3EeywyK1WTjuOV6_smrNZaBDMU8B2PN6YpsERuYmE/s1600/Screenshot_20180501-150338.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"> <img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9j90BnHoq91eAcMnLB43gh6793TQrPsUWOQ8sxzuFllnKG-kDHx5lUZ7RSFlO32kcP-ztf2CW8DxyV84_IL-47zyKWKsmVzJ2op3EeywyK1WTjuOV6_smrNZaBDMU8B2PN6YpsERuYmE/s640/Screenshot_20180501-150338.png" /> </a> </div>
Gabbywallhttp://www.blogger.com/profile/10891204878100652087noreply@blogger.com0tag:blogger.com,1999:blog-3953548045202388125.post-19719393498138382852018-04-29T22:39:00.001-07:002018-04-29T22:59:11.636-07:00April 30th Zodiac compatibility : Horoscope for today <div dir="ltr">
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<b>Aries (March 21-April 19)</b><br />
Something will happen today that makes you feel enriched or quite literally, richer. You might see a way to pool your resources with someone. You might get a gift. Someone might do a favour for you or give you something. They might offer to let you use something that they own. (“Here’s the keys to the Lamborghini.”) Sheesh! Expensivo. I had to look up the spelling!</div>
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<b>Taurus (April 20-May 20)</b><br />
Relations with partners and close friends are warm and rewarding today. Whatever you do today, it will be an experience that is mutually beneficial with someone else. People want to help you today. You might also encounter people from foreign places or different backgrounds. This is a good day.</div>
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<b>Gemini (May 21-June 20)</b><br />
This day is good on many levels. Work-related travel will please you. You can see ways to improve your job. Meanwhile, you might also discover something that boosts your health. And some of you will also have a pleasant experience with a pet. It’s a win/win day!</div>
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<b>Cancer (June 21-July 22)</b><br />
This is a fabulous, social day. Yes, it’s Monday but you need to get out and schmooze! Enjoy playful activities. (Play hooky if you can.) The arts, sports and fun activities with children will be rewarding choices for you. Romance is promising! Grab any chance to express your creative talents. “I can do this!”</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/04/how-to-make-money-from-home-online-for.html?m=1">How to make money online for free </a></h2>
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<b>Leo (July 23-Aug. 22)</b><br />
Something about your home or your dealings with family members today will please you in a warm and satisfying way. Your family might expand in some way. Or perhaps, you will feel richer at home or possibly, you will explore real-estate opportunities. Could be anything. Enjoy your good fortune.</div>
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<b>Virgo (Aug. 23-Sept. 22)</b><br />
Your Monday morning thought: Your thoughts control your world. Your thoughts create your life.” Think” about it. Got it? Today you have positive thoughts, which is why you will attract positive situations to you, and why you will turn so so experiences into positive ones. Capisce?</div>
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<b>Libra (Sept. 23-Oct. 22)</b><br />
It’s cool that you’re earning more money! (Yeah, yeah – and you have to pay more taxes.) Today you might have excellent moneymaking ideas. You might enjoy dealing with foreign countries or travelling to boost your earnings. It’s a profitable day for business.</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/04/start-up-this-business-and-earn-real.html?m=1">Start up this business and earn real money </a></h2>
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<b>Scorpio (Oct. 23-Nov. 21)</b><br />
Today the Moon is in your sign lined up with lucky Jupiter. This is a pleasant influence. It promotes domestic peace and happiness. It’s also excellent for business and commerce. Plus it makes you feel kind of benevolent to others.</div>
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<b>Sagittarius (Nov. 22-Dec. 21)</b><br />
Anything that will help you to become a better person or improve yourself, especially in an inner way will intrigue you today. Self-development and becoming a better person have a strong appeal now. Excellent! Everything begins with your motivation.</div>
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<b>Capricorn (Dec. 22-Jan. 19)</b><br />
This is a wonderful day to schmooze with friends and mix with groups, clubs and organizations. Whether it’s a small coffee klatch or a convention, you will enjoy dealing with others, especially female acquaintances. Discussions with others will be mutually inspirational.</div>
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<b>Aquarius (Jan. 20-Feb. 18)</b><br />
People notice you today. (In fact, bosses and VIPs might be talking about you.) Fear not, it’s all good. You look competent, capable and successful! Others admire your values and your respect for the planet.</div>
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<b>Pisces (Feb. 19-March 20)</b><br />
Grab every chance that comes your way to travel because you want adventure and a change of scenery! You will love hanging out with people from different backgrounds and other cultures. Meanwhile, opportunities in publishing, higher education, the law, medicine and the media look sweet!</div>
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Read Also<br /><a href="https://oliviablogng.blogspot.co.ke/2018/04/write-to-earn-money.html?m=1">Write to make money </a></h2>
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<b>If Your Birthday Is Today</b><br />
Actress Gal Gadot (1985) shares your birthday today. You appreciate beauty in your surroundings. You plan carefully for your future. This is a time of completions and taking inventory. Review past triumphs and failures as you finish this nine-year cycle. You might let go of people, jobs and places to move on to something new. You are moving away from heavy burdens to something new and lighter!</div>
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<a href="https://www.instagram.com/olivia_ezeani/">Instagram/Olivia-Ezeani(Oliviablog)</a></div>
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